State Rules for Insurance Continuing Education

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Alabama

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • Examinations must be administered by an impartial third-party proctor. The proctor cannot be a friend, relative or co-worker of the licensee, nor anyone with a financial interest in the exam result.

Alaska

  • Course material may be downloaded.
  • Exam is open book.
  • Under 3AAC 23.188 a self-study course must prevent access to the examination until the course has been completed. In adherence with that rule a Course Material Verification (CMV) Code will be made available on the last page of the online course material. To access the final exam, you will be required to enter the CMV Code.

Arizona

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is open book.
  • This state requires a proctor. The proctor will need to be an Arizona-licensed insurance producer who is physically present for the entirety of the exam..

Arkansas

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • This state requires a proctor. The proctor must be a disinterested third party with no special interest in the outcome of the exam.

California

  • Course material may not be downloaded.
  • Exam is closed book.
  • The state of California requires providers to restrict access to the final exam until a student has completed the course material in its entirety. For courses delivered online in their entirety, we have put in place a Course Material Verification (CMV) code which can be found on the last page of your training materials. This code will be required prior to accessing the final exam. For correspondence courses, exam access instructions are delivered as part of the hard copy of your materials.

Colorado

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • This state requires a proctor. The proctor must be a disinterested third party with no special interest in the outcome of the exam. Affidavits must be returned the day of the exam completion!

Connecticut

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • Producers cannot receive CE credit for both a self-study (examination) course and a classroom course based on the same published materials.
  • This state requires a proctored exam by a disinterested third party-someone who is not in the direct line of supervision of nor has any financial interest in the success of the person taking the exam

Delaware

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is open book.

District of Columbia

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • This state requires a proctor.

Florida

  • Course material may not be downloaded.
  • Exam is closed book.

Georgia

  • Course material may be downloaded.
  • Exam is closed book.
  • This state requires a proctor. The proctor must be a disinterested third party with no special interest in the outcome of the exam.

Hawaii

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • This state requires a proctor.

Idaho

  • Course material may not be downloaded.
  • Exam is closed book.
  • Each unit and/or chapter of a course must contain review questions that must be answered with a score of 70% or better before access to the following unit/chapter is allowed.

Illinois

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is open book.

Indiana

  • Course material may not be downloaded.
  • Exam is closed book.
  • This state requires a proctor. The proctor must be another licensed producer.

Iowa

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • This state requires a proctor. The proctor must be a disinterested third party with no special interest in the outcome of the exam.

Kansas

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • This state requires a proctor. The proctor must be a disinterested third party with no special interest in the outcome of the exam.

Kentucky

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is open book.

Louisiana

  • Course material may not be downloaded.
  • Exam is open book.

Maine

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is open book.

Maryland

  • Course material may not be downloaded.
  • Exam is closed book.

Massachusetts

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • Examinations must be proctored by an approved disinterested third-party. The proctoring process must ensure that the examination will be completed by the student and done so on a closed-book basis without assistance.The proctor must be physically present as the student takes the exam.
  • This state requires a proctor.

Michigan

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • This state requires a proctor.

Minnesota

  • Course material may not be downloaded.
  • Exam is closed book.
  • License education credit will not be awarded for taking a course after it loses its status as an approved course.
  • For Online interactive courses there is no proctor required. For Correspondence courses, this state requires a proctor. Correspondence courses will display that a proctor is required on the details page of the course and also upon entering the learning platform you will see "Proctor Required" on the bottom right of your navigation screen.
  • If required - Who May Proctor Your Exam: the exam must be proctored by a DISINTERESTED THIRD PARTY WITH NO CONFLICT OF INTEREST.

Mississippi

  • Course material may not be downloaded.
  • Exam is closed book.
  • This state requires a proctor.

Missouri

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • This state requires a proctor defined as a disinterested third party of at least 18 years of age, who has no corporate, employment or personal relationship, or other interest, in performance on exam.

Montana

  • Course material may not be downloaded.
  • Exam is closed book.
  • Montana requires a passing score of 70% or higher on the final exam.
  • This state requires a proctored exam. The proctor must be a disinterested third party with no special interest in the outcome of the exam.

Nebraska

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • This state requires a proctored exam. Your exam must be monitored by a disinterested third party meaning it cannot be a friend, family member, or someone in your direct line of employ.

Nevada

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • This state requires a proctor. The proctor must be a disinterested third party with no special interest in the outcome of the exam.

New Hampshire

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is open book.

New Jersey

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • This state requires a proctored exam. Your exam must be monitored by a disinterested third party meaning it cannot be a friend, family member, or someone in your direct line of employ.

New Mexico

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is open book.

New York

  • Courses approved for Internet may not be downloaded.
  • Exam is closed book. An New York state approved monitor MUST be present before you may access the exam.
  • Effective January 1, 2008, a licensee will no longer receive credit for any course previously completed for continuing education credit. Licensees must maintain records of completed continuing education courses and will be held responsible if a course is repeated.
  • Upon successful completion of this course you will be issued a Certificate of Course Completion. This document is necessary for your license renewal. Retain this document.
  • In order to receive credit, this course requires the successful completion of a final exam, to be completed without reference material, under the supervision of a monitor approved by the New York State Department of Financial Services. To find your Department approved monitor click here. Please note that a Department approved monitor may require a fee for their services.
  • This state requires the exam be completed under the supervision of a monitor approved by the New York State Department of Financial Services.

North Carolina

  • Course material may not be downloaded.
  • Exam is closed book.
  • Licensees will receive credits only once for a course completed in the licensee's current compliance period regardless of the number of times the same course is taken.
  • The state of North Carolina requires intermittent security checks to validate the individual taking the course is the individual also taking the final exam.
  • The state of North Carolina requires providers to restrict access to the final exam until a student has completed the course material in its entirety. As such we have put in place a Course Material Verification code which can be found on the last page of your course materials. This code will be required prior to accessing the final exam.
  • The state of North Carolina has placed a great emphasis on approving self-study/online courses for appropriate credit amounts. As such they now require that students spend the approved amount of time reviewing course material prior to accessing the final exam. In this state, a timer is in place on your course material that will restrict access to the final exam until all material has been reviewed for the approved credit hours.

North Dakota

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is open book.

Ohio

  • Course material may not be downloaded.
  • Exam is closed book.
  • For all online and self-study courses there must be an exam which consists of a minimum of 10 exam questions per each hour of approved continuing education credit.
  • All exam questions must be constructed in a four-alternative multiple choice format.
  • Payment is required prior to accessing course materials
  • A provider shall prevent access to the course unit/chapter questions and final exam before the agent reviews the course materials in their entirety.
  • An affidavit of personal responsibility must be completed prior to the processing of credits for continuing education. The affidavit is to be made available only after the course examination is successfully completed.
  • Student information will not be sold or distributed to any third party without prior written consent of the student. Taking the course shall not constitute consent.

Oklahoma

  • Course material may not be downloaded.
  • Exam is closed book.

Oregon

  • Course material may not be downloaded.
  • Exam is closed book.
  • Each agent must enroll for the course before having access to course material.
  • A student may not access the final exam prior to reviewing all course materials.
  • A review quiz is provided at the end of each chapter. The final exam may not be accessed until each review session has been successfully completed.
  • Oregon Administrative Rule 836-071-0225(1)(d) limits the number of hours a producer can complete per day to 8. You may NOT start and finish more than 8 hours of continuing education on the same day.

Pennsylvania

  • Course material may be downloaded.
  • Exam is closed book.
  • This state requires a proctor. The proctor must be a disinterested third party with no special interest in the outcome of the exam.

Puerto Rico

  • Course material may not be downloaded.
  • Exam is closed book.

Rhode Island

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.

South Carolina

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • Effective January 2011, the deadline for biennially complying with continuing education and license renewal is the last day of the producer's month of birth. Producers born in an odd numbered year must comply by the last day of the birth month in an odd numbered year. Producers born in an even numbered year must comply by the last day of the birth month in an even numbered year.
  • Multi-line (property and casualty and life, accident and health) producers must complete twenty-four hours of CE credits. A minimum of eight (8) credit hours must be completed in each line of authority and a minimum of three (3) credit hours of Ethics.
  • Producers with reduced compliance requirements (15 hours) must complete 12 hours in the line of authority held and 3 hours of Ethics. Multi-line producers with reduced compliance requirements (15 hours) must complete 6 hours in each line of authority and 3 hours of ethics. Failure to comply by the last day of the producer's birth month will result in the license being lapsed.
  • Click here to download the South Carolina Department of Insurance Continuing Insurance Education Reminder Notice. Last Updated 1/11/2018
  • Effective January 1, 2017, a valid personal and/or business email address is required by law. Please visit Online Services to update your email address. The Department will no longer be mailing hard copy renewal notices to licensees.
  • Producers must renew the license, obtain fingerprints, complete 24 hours of continuing education including a minimum of 3 hours of Ethics, and pay the biennial recordkeeping fee to the Continuing Education Administrator by the deadline or the producer license will lapse.
  • Up to 18 CE hours in excess of the CE compliance period may be carried over and applied to the next compliance period. (The law allowing reduced CE compliance was repealed January 1, 2010. This Section applies only to those producers who were granted a reduced CE compliance prior to January 1, 2010.)
  • An individual who arrives after the start of a CE class or leaves before the class is over will not receive credit for the continuing education classroom session, regardless of the number of hours completed during the class session. Instructors may deny credit to anyone who is inattentive (reading the newspaper, talking, texting, using cell phone, etc.).
  • This state requires a proctor. The proctor must be a disinterested third party. The third party may not be an employer, relative, or minor.

South Dakota

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • Examinations must be administered by an impartial third-party proctor. The proctor cannot be a friend, relative or co-worker of the licensee, nor anyone with a financial interest in the exam result.

Tennessee

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is open book.

Texas

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is open book.
  • During examinations and interactive inquiry periods, licensees may use course materials or personal notes, but may not use another person's notes, answers, or otherwise receive assistance in answering the questions from another person.
  • Effective September 1, 2015: For all licenses issued or renewing on and after September 1, 2015, which formerly required 30 hours of continuing education (CE) during each license period, only 24 hours of CE is now required for each license period. Remember that only half (1/2) of your credits may be completed in a self-study format!

Utah

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is open book.

Vermont

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • This state requires a proctor. The proctor must be a disinterested third party with no special interest in the outcome of the exam.

Virginia

  • Self-Study course material is approved as either online or correspondence. Online training is delivered through an internet based learning environment. Correspondence is delivered by a PDF/Textbook provided directly to the student upon enrollment. You must complete review of the course material before accessing the final exam.
  • Exam is closed book.
  • Agents cannot receive CE credit for a course taught in alternative formats (a classroom course, online course, video or audio conference, web-conference–based, etc.) if the curriculum is based on the same published materials; this rule applies to any variation of course types.
  • ONLY the Virginia Insurance License Number (VLN) or the National Producer Number (NPN) are permitted forms of student identification. Social Security Number, driver’s license number, and all other forms of personal identifiers are strictly prohibited.
  • Students are not permitted to complete more than eight credit hours per day. Any course exceeding 8 hours of credit must be completed with a start and end time which is greater than 24 hours apart.
  • Student Certification forms which are distributed during your completion of the course are to be submitted to our office no later than 7 days from the date you successfully complete your final exam. All online exams completed on this platform include your electronic certification as part of the exam process.
  • The state of Virginia requires providers of online training to restrict access to the final exam until a student has completed the course material in its entirety. To meet these requirements we have put in place a Course Material Verification code on single module online courses which can be found on the last page of your course materials. This code will be required prior to accessing the final exam. For courses which are correspondence, videos or multiple modules, you must review the entirety of the course before the start exam button will appear.

Washington

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is open book.

West Virginia

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • This state requires a proctor. The proctor must be a disinterested third party with no special interest in the outcome of the exam.

Wisconsin

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • This state requires a proctor. The proctor must be a disinterested third party with no special interest in the outcome of the exam.

Wyoming

  • This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
  • Exam is closed book.
  • This state requires a proctor. The proctor must be a disinterested third party with no special interest in the outcome of the exam.